But you should read on to learn more about what Chime has to offer. You won’t find any CDs, money markets, investment options, or loan products here - other than a handy but limited secured credit card. If you expect it to be, you’re setting yourself up for disappointment. And Chime has a cool automated savings feature that takes the grunt work out of setting funds aside.Ĭhime is definitely not a full-service online financial services provider. Fees are minimal: There’s no monthly maintenance fee for the Chime Checking Account, for instance. It’s an FDIC-insured savings account, and a Visa debit card connected to the checking account. Every account holder gets an FDIC-insured checking account, known as the Chime Checking Account. It’s a mobile-first solution for on-the-go consumers serious about saving and spending wisely.Īnyone with a U.S. Chime® merges the best attributes of traditional deposit accounts and automated savings apps in a sleek, low-cost package.
